Institutional fraud investigations
in minutes.
Payments became instant. Fraud response did not. Money moves in seconds. Investigations take weeks. PRISM helps banks and financial institutions investigate and respond in minutes with forensic-grade evidence and STR-ready outputs.
0.0s
Time to evidence
0%
AI confidence
0%
Recovery probability
0×
Faster than manual
The Problem
Money is gone in minutes. Investigators arrive in days.
A single complaint today plays out like this. By the time a human investigator picks up the file, the money has already exited the system.
00:00
Victim transfers
INR 50,000 leaves the legitimate account.
00:08
First hop
Funds land in a known mule account.
00:32
Layered split
Money fans out across 3 mule banks.
20:14
Cashout begins
ATM withdrawals in tier-3 cities.
4h 17m
Manual case opened
Investigator just finishes reading the complaint.
4h 17m
Avg. investigation time
3-4
Cases per analyst / day
< 12%
Funds recovered (manual)
Market Size & Share Focus
- INR 48,000+ Cr annual fraud in India (problem volume)
- $486B global instant-payment fraud exposure (15% YoY growth)
- Target share: 1% of institutional complaint workflows in first 24 months
Why Today's Approach Is Broken
- Manual response: email alerts -> spreadsheets -> partner-bank calls -> 5-day delays
- 70% fraud still slips through static rule systems
- Average investigation: 4 hours (money exits in ~30 minutes)
How PRISM works
Five agents. One investigation. Five seconds to STR-ready.
Each agent owns one part of the workflow. Together they replace what today takes a team of analysts a full afternoon.
Ingest the complaint
PRISM parses the FIR, the bank statement, and the UPI handle in one pass.
NLP + RBI typology library
Classify the fraud
The Investigation Agent matches the case to known scam typologies in seconds.
94.7% classification accuracy
Score the risk
47 signals are scored against historical mule clusters and watchlists.
Mule cluster MN-2847 detected
Trace the money
PRISM walks 7+ hops across banks, finds the cashout node, freezes the trail.
Visual money map you can show in court
File the STR
An FIU-IND-compliant Suspicious Transaction Report is drafted, ready to file.
PDF in seconds, not weeks
The agents
Specialists, not generalists.
Investigation Agent
Classifies fraud type, complainant intent, evidence completeness.
Risk Agent
Scores 47 fraud signals against historical mule networks.
Trace Agent
Walks transaction graphs across banks to find the cashout point.
Evidence Agent
Composes forensic-grade PDF dossiers, audit-trail included.
Recommendation Agent
Drafts STR, account freeze requests, and prioritized actions.
Investor demo
See a real fraud case solved end-to-end in 8 seconds.
One click triggers all five agents in sequence. You will watch PRISM classify the fraud, score the risk, walk the money trail, compose a PDF evidence package and draft the STR — with timestamps so you can verify nothing was pre-baked.
- Real backend, real timings
- Downloadable evidence PDF
- Live STR drafting modal
- Source-able timestamps
Manual vs PRISM
Same investigation. Different decade.
| Metric | Manual today | PRISM | Delta |
|---|---|---|---|
| Time per case | 4h 17m | 8.3 seconds | 1,860× faster |
| Hops traced | 2 (avg) | 7+ hops | Deeper trail |
| Recovery probability | 12% | 73% | 6× higher |
| STR filing latency | 3-7 days | Same hour | 100× quicker |
Multi-agent architecture
Specialist models per task. Routed by an orchestration layer with full audit trail.
Regulator-ready output
FIU-IND STR PDFs, RBI DAKSH summaries, internal compliance packages — generated, not typed.
Built for India first
UPI rails, RBI typologies, FIU-IND filing flows. Compliance as a feature, not an add-on.
FAQ
Answers for the curious.
Fraud teams spend years on cases PRISM solves in seconds.
See what happens when the response side of finance catches up to the payment side.